Mortgages are regulated by the Financial Services Authority. Property Sales, Lettings, Commercial Mortgages and Cyprus Mortgages are not regulated by the Financial Services Authority. Think carefully before securing other debts against your home. Your home may be reopsessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precice amount will depend upon your curcumstances, but the fee for residential mortgages would never exceed 1% of the loan.
Whether you are moving to a larger property , downsizing or simply finding a more suitable property, moving can be very stressful especially as the sale and the purchase need to be synchronised. In certain cases if the sale and the purchase cannot be synchronised it may be necessary to arrange a bridging loan or a buy to let mortgage to assist your home move.
When moving house our computerised mortgage sourcing system allows us to provide you with the most competitive mortgage rate available. At the same time we can advise you on the best way of reducing your monthly outlay, for example, you may wish to consolidate some existing loans and credit cards. Call us now for FREE help and advice.