Mortgages are regulated by the Financial Services Authority. Property Sales, Lettings, Commercial Mortgages and Cyprus Mortgages are not regulated by the Financial Services Authority. Think carefully before securing other debts against your home. Your home may be reopsessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precice amount will depend upon your curcumstances, but the fee for residential mortgages would never exceed 1% of the loan.
Our computer system allows us to provide you with a very competitive alternative quotation, often reducing the cost of your present mortgage. At the same time you may wish to consolidate some existing loans, credit cards and reduce your monthly costs still further.
Some of the costs we can reduce are:-
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Remortgages can be arranged up to 90% thereby reducing your equity stake to 10%
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FREE SURVEY FEE (worth up to £385 on a property valued at £250,000)
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FREE LEGAL FEES (worth up to £475 on a property valued at £250,000)
Not only should you consider the type of mortgage product available, for example, fixed rate mortgages, tracker mortgages and offset mortgages but also the reason for mortgaging:-
To obtain the best rate available.
To obtain a product which provides maximum flexibility
To consolidate some existing debt and therefore reduce the pay rate.
However please remember there can also be some disadvantages. We are happy to advise you on the advantages and of course, the disadvantages relating to each mortgage. Call us now for FREE help and advice.