Contact US:
Telephone: 01257 422067 - Fax: 01257 368607
Email: info@wiganpps.co.uk

Mortgages are regulated by the Financial Services Authority. Property Sales, Lettings, Commercial Mortgages and Cyprus Mortgages are not regulated by the Financial Services Authority.
Think carefully before securing other debts against your home. Your home may be reopsessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precice amount will depend upon your curcumstances, but the fee for residential mortgages would never exceed 1% of the loan.
Mortgages
Property
Finance
Insurance
A trading name of
Independent Property Advice
&
H
ALL
HOUGHTO
N
01257
422067
First Timer Buyer Mortgages

We will be pleased to guide First Time Buyers through the maze of house purchase with helpful information about both the purchase and the legal implications associated with it.

Call in for a FREE informal chat when one of the partners will explain the best and cheapest way of taking the first step onto the home ownership ladder.

We will explain the various costs involved including
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Deposits
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Survey fees
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Higher Loan to Value fees (sometimes called Mortgage Indemnity Guarantee  insurance)
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Solicitors fees
·
Mortgage Protection Insurance
·
Buildings & Contents insurance

AND we will provide you with illustrations showing the Maximum Mortgage available and the total monthly costs of your house purchase.
During the discussion we will explain how we can reduce some of these costs by providing you with
·
Mortgage facilities up to 95%, thereby reducing your deposit to 5%.
·
FREE SURVEY FEE (worth up to £285 on a £150,000 property)
·
FREE High Loan to Value fee (worth up to £2400 on a £150,000 property)
Even if you are only thinking of purchasing in the near future, the next few months could be invaluable to you for the following reasons:

We could advise you on:-

Ÿ
Saving for your deposit

Ÿ
Building up your credit score

Ÿ
Managing your existing debt

Ÿ
Establishing the maximum mortgage available to you

Call us now for FREE help and advice.
01257 422067