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Mortgages are regulated by the Financial Services Authority. Property Sales, Lettings, Commercial Mortgages and Cyprus Mortgages are not regulated by the Financial Services Authority.
Think carefully before securing other debts against your home. Your home may be reopsessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precice amount will depend upon your curcumstances, but the fee for residential mortgages would never exceed 1% of the loan.